Your money, clear.
Shared money, fair.
Upload your card statements and see where every dollar goes. Share costs with a partner? Split expenses and settle up with one clear number at month-end. No spreadsheets. Just clarity.
The result
A clear picture. Every month.
On your own, see where your money went. With a partner, WDFAM also applies your split rules and produces a single settlement — not a spreadsheet.
On your own · September 2026
Spent this month
$1,030
▼ 8% vs last month
With a partner · September 2026
Jordan owes Alex
$310
One transfer. Done.
Features
Everything you need to stay on top of your money
For you
Everything you get from day one.
PDF statement import
Upload statements from Chase, Citi, Amex or Bank of America. No bank logins, no credentials, no third-party access.
See where it goes
Every charge categorized automatically, with month-over-month trends so you can see what changed.
Subscription tracker
Recurring charges found and tracked by merchant, so nothing renews without you noticing.
Unusual charge flags
Out-of-state or unusually large charges get flagged for a quick look before they slip by.
When you share
Invite a partner any time to turn these on.
Smart bill splitting
Split any expense 50/50, by ratio, or fully to one person. Set your rules once — they run automatically.
Month-end balance
One transfer amount per month. A running ledger carries any balance forward so nothing is ever forgotten.
Personal spending
Keep some things private. You each control what goes into the shared pool — not everything has to be joint.
Settle without the back-and-forth
Uncertain splits get a second look, and either of you can sign off to close the month. Reopen it anytime.
How it works
Up and running in under 5 minutes
Create your account
Sign up with your email. No credit card needed to get started.
Upload your statements
Drop in the PDF statements from your cards. WDFAM parses every transaction automatically.
See where it goes
Spending by category, subscriptions, and anything unusual, sorted for you every month.
Share costs? Invite a partner
Optional. Send them a link, split what you share, and settle up with one transfer at month-end.
Get started
Clarity on your own, fairness together
Create an account or sign in below. Share costs with someone? Invite them whenever you're ready.
Create account
New here? Get set up in under a minute.
- Works on your own or with a partner
- Invite a partner by email any time
- Free to start, always
Ready to stop fighting
about money?
Set up in minutes. Upload your first statement and you'll have clarity by end of day — on your own or together.